I Don'T Make Excuses I Make Improvements Classic Shirt

I mean, a LOT of the advice on that sub is very good advice, but that's because a I Don'T Make Excuses I Make Improvements Classic Shirt lot of the questions are very basic questions. Like, if someone is clueless, that sub is a great way to learn how to snowball debt, build a budget, prioritize emergency fund/debt payment/investing etc. I won't go there for my more hardcore financial advise, but for the woefully under-educated masses, they can really learn some solid basics there. It's a lot better in this regard than medical/legal other such advice subs where you REALLY should be consulting a trained expert, even for basic things. hen I go out on the water, I'm consistently the only person wearing a mask.

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